Trust & governance
AI proposes. FutureBank governs.
The bank executes.
Agentic banking lives or dies on trust. FutureBank never gives a language model unrestricted access to your core. Every request passes your controls, then executes deterministically and leaves a record.
Built for control
Agentic at the interface.
Deterministic at the core.
Your policies, permissions and limits govern every action. AI understands the intent. Your bank governs the execution.
Permission comes first.
Identity, customer consent and granular access define what an agent can see and do, before it does anything.
Execution has boundaries.
Bank-defined policies, limits and approval workflows govern every authorised banking action.
Every action leaves a record.
Audit and reporting show every request, decision and action flowing through your banking environment.
The control path
Watch a request get governed.
Choose a request. Each one runs through the same ten controls. Some pass, some don't apply, and some stop the request before anything reaches the core.
FutureBank control path
0/10
- pending
01Identity
Customer authenticated via OIDC session
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02Agent authorization
Assistant registered and scoped to this customer
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03Customer consent
Payments consent active
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04Capability permissions
payments.initiate allowed for this agent
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05Beneficiary validation
Matched to a saved, verified beneficiary
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06Transaction limits
Within daily agent-initiated limit
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07Policy
Bank payment policy evaluated
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08Approval / step-up
Customer approved in banking app
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09Audit
Decision trail written
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10Execution
Deterministic capability invoked
Try a request
Customer → assistant: Send R5,000 to Sarah.
Evaluating against the bank's controls…
Audit trail
Ten controls, one path
Nothing reaches the core unchecked.
- 01
Identity
Customers and employees authenticate through the bank's identity provider. KeyCloak is built in, and compliant OIDC providers are supported.
- 02
Agent authorization
Every assistant or agent is registered, scoped to a customer or role, and can be revoked at any time.
- 03
Customer consent
Granular, time-bound consent per assistant and per capability, visible to and revocable by the customer.
- 04
Capability permissions
Each agent only discovers and calls the canonical capabilities it has been granted.
- 05
Beneficiary validation
Payments resolve to saved, verified beneficiaries. New beneficiaries follow the bank's rules.
- 06
Transaction limits
Limits per agent, per customer and per capability, separate from channel limits.
- 07
Policy
Bank-defined rules evaluated deterministically. The model never decides policy.
- 08
Approval & step-up
Customer approvals in the banking app. Maker-checker for employee actions where required.
- 09
Audit
A complete trail of every request, decision and outcome, available to operations and compliance.
- 10
Execution
FutureBank invokes the deterministic capability through the canonical model. The language model never talks to the core.
Platform security
Bank-grade underneath, not bolted on.
Fine-grained encryption
End-to-end encryption that can be applied to individual features and data flows.
Identity built in
KeyCloak ships with the platform and works alongside compliant OIDC providers.
Event-based observability
An event-driven microservice architecture makes every interaction traceable.
Your environment
Cloud or on-premise, managed or self-hosted. Data stays where you decide.
Architectural control
Your bank. Your architecture. Your control.
Governance includes where FutureBank runs and what it connects to. Choose either side of every decision.
- Supported
- Supported
- Supported
- Supported
- Supported
- Supported
Governed from day one
Let AI do more.
Keep your bank in control.
Start a conversation about what agentic banking could mean for your bank, beginning with one governed journey.