Solutions / Cards as a Service
Every card capability. One card model.
Connect issuing, processing, fraud, controls and customer experiences through a common card model, then expose it to apps, people and agents.
Why it's hard today
The problem.
Card programmes span issuers, processors, schemes, tokenization, fraud and servicing tools, and each one speaks a different language. Switching or adding a processor shouldn't mean rebuilding the app.
- Card model across processors
- 1Card model across processors
- Controls and limits
- Real timeControls and limits
- Every control exposed via MCP
- Agent-readyEvery control exposed via MCP
What's inside
Everything Cards as a Service connects.
- 01
Issuing
Issue physical and virtual cards and personalize them programmatically.
- 02
Controls & limits
Freeze, unfreeze, channel controls and spend limits, set in real time.
- 03
Lifecycle
Activation, replacement and closure across processors behind one model.
- 04
Transactions
A single stream of card activity across every connected processor.
- 05
Card fraud
Decisioning providers in the authorization and servicing journey.
- 06
Servicing
BankCentral gives agents one view of every customer's cards.
AI-ready by design
Agent-accessible from day one.
The capabilities behind Cards as a Service are exposed through FutureBank MCP, so customers, employees and developers can use them through AI, under the same controls as every other channel.
- Customer
“Freeze my card. I think I left it at the restaurant.”
- Customer
“Block online gambling merchants on my debit card.”
- Employee
“Why was Thandi's card declined at 14:02 yesterday?”
Cards pilot
- Connect an issuing and processing partner
- Expose card controls to app and agent
Outcome · Cards issued and controlled through one model
Start this pilotStart small. Prove value. Then scale. Pilots get real banking capabilities working in weeks, not months.
Play · Pilot · Build · RunMore solutions
Explore other ways in.
- 01
Neobank Accelerator
Launch a modern digital bank without assembling the entire stack yourself.
AI-ready by design - 02
Bank Modernization
Modernize without betting the bank on a big-bang migration.
AI-ready by design - 03
FinTech Enablement
Connect once. Expand through an ecosystem.
AI-ready by design - 04
Wallet as a Service
Create and orchestrate wallets and stores of value across your infrastructure.
AI-ready by design - 05
Fraud as a Service
Bring fraud and decisioning providers into every banking journey.
AI-ready by design
The next connection is yours
Your bank.
The AI economy.
Connected.
Start a conversation about what agentic banking could mean for your bank, beginning with one governed journey.