Solutions / Bank Modernization
Modernize without the big bang.
Introduce modern capabilities alongside existing technology. Move products, customers and capabilities progressively while FutureBank keeps the experience above them continuous.
Why it's hard today
The problem.
Core replacements fail when everything has to move at once. Channels, partners and operations are hard-wired to the legacy core, so every migration becomes a rewrite of everything that touches it.
- Move capability by capability
- No big bangMove capability by capability
- Channels stay on the canonical model
- Zero rewritesChannels stay on the canonical model
- Batch processes become events
- Real timeBatch processes become events
What's inside
Everything Bank Modernization connects.
- 01
Coexistence
Legacy core and modern core run side by side behind one canonical model.
- 02
Progressive migration
Move a product, a segment or a capability at a time. Channels never notice.
- 03
Single view of customer
One customer, account and card view across every connected core and platform.
- 04
Batch to real time
Event hub and scheduling turn overnight batches into real-time, observable events.
- 05
Adaptor library
Pre-built core banking adaptors and an anti-corruption pattern for your own.
- 06
Observability
BankOps health monitoring, telemetry and disaster-recovery launchpad.
Coexistence strategy
Legacy core + FutureBank + modern core.
Move products, customers and capabilities progressively while FutureBank provides continuity between the existing and the future environment. Drag the slider.
- Mobile app
- Web
- AI assistants
- BankCentral
Channels never notice
Legacy core4
- Cards
- Payments
- Cheque accounts
- Lending
Modern core2
- Customers (pilot segment)
- Savings
AI-ready by design
Agent-accessible from day one.
The capabilities behind Bank Modernization are exposed through FutureBank MCP, so customers, employees and developers can use them through AI, under the same controls as every other channel.
- Employee
“Which card customers are still served from the legacy core?”
- Employee
“Why did last night's reconciliation batch fail for 14 accounts?”
- Developer
“Generate an adaptor skeleton for our core's account balance endpoint.”
Core Modernisation
- Integrate 2–3 systems without replacing them
- Deliver unified flows across them
Outcome · Legacy and modern systems working as one
Start this pilotStart small. Prove value. Then scale. Pilots get real banking capabilities working in weeks, not months.
Play · Pilot · Build · RunMore solutions
Explore other ways in.
- 01
Neobank Accelerator
Launch a modern digital bank without assembling the entire stack yourself.
AI-ready by design - 02
FinTech Enablement
Connect once. Expand through an ecosystem.
AI-ready by design - 03
Cards as a Service
Issuing, processing, fraud, controls and experiences through one card model.
AI-ready by design - 04
Wallet as a Service
Create and orchestrate wallets and stores of value across your infrastructure.
AI-ready by design - 05
Fraud as a Service
Bring fraud and decisioning providers into every banking journey.
AI-ready by design
The next connection is yours
Your bank.
The AI economy.
Connected.
Start a conversation about what agentic banking could mean for your bank, beginning with one governed journey.