# Banking & payments, plug-and-play. For apps, people and agents. Canonical: https://getfuturebank.com/platform Last updated: 2026-10-06 One integration and orchestration platform. One canonical model. An ecosystem of best-of-breed financial technology. And now an MCP layer that makes all of it accessible to AI. [Request a demo](https://getfuturebank.com/contact) · [For developers](https://getfuturebank.com/developers) ## Intelligence above. Certainty underneath. Six layers between AI and your core. Every layer has a purpose. Every action has a boundary. Scroll to follow one request down the stack. 1. **Agentic experience**: Natural language, AI assistants and autonomous workflows for customers, employees and developers. 2. **MCP & Agent Gateway**: Capability discovery, context, permissions and tools. AI gets a governed way to find and use banking capabilities. 3. **Trust & control**: Identity, consent, policies, limits, approvals and audit, all applied before any request becomes a banking action. 4. **Canonical banking model**: Standardized banking capabilities that stay the same whichever provider sits underneath. 5. **Integration & orchestration**: Adaptors, routing, events, transformations, workflows and observability across every connected system. 6. **Bank + partner ecosystem**: Core banking, cards, payments, KYC, fraud, investments, insurance and FinTech partners: the systems that actually deliver. ## One model. Every provider underneath. FutureBank abstracts the complexity of banking systems and FinTech providers behind a common model. Change the technology underneath without rebuilding every experience above it. - **Onboarding**: Identity, KYC/KYB, verification, customer creation and account opening. - **Accounts & Wallets**: Balances, transactions, account management, wallets and stores of value. - **Cards**: Issuing, activation, controls, limits, transactions and lifecycle management. - **Payments**: Account, card, real-time, cross-border and digital-asset payments, with settlement and reconciliation. - **Beneficiaries & Billers**: Beneficiary management and moving money between stores of value and billers. - **Fraud & Risk**: Fraud, AML and decisioning orchestrated across customer and transaction journeys. - **Investments & Insurance**: Investment, trading, insurance and other financial-product providers through the same model. - **Statements & Data**: On-demand, consolidated statements and a single view of customer across systems. ## Connect legacy and new. Run them as one. Embed best-of-breed financial products and services into any customer experience or core system, whether it's existing, legacy or brand new. - **Adaptors**: A library of core banking and partner adaptors, with an anti-corruption pattern enforced by the Adaptor Registry. - **Routing**: Route by product, provider, rules or health, with retries and failover between providers. - **Events**: An event hub that turns batch processes into real-time, observable events, with scheduling built in. - **Transformations**: Every provider's model mapped to and from the canonical model, once. - **Workflows**: Multi-system journeys such as onboarding orchestrated as one flow. - **Observability**: Health monitoring, telemetry and insight across every connected system. ## Every capability. Every interface. The same canonical capabilities reach apps through APIs and SDKs, people through BankCentral and BankOps, and agents through MCP. - **MCP**: Capability discovery, context and tools for AI assistants, agents and AI development tools. - **Platform APIs**: One standard API across onboarding, accounts, cards, payments, beneficiaries and more, with mock data sets and Postman collections. - **Mobile & web SDKs**: Native iOS and Android SDKs, a customizable React web application and mobile app templates. - **Events**: Subscribe to canonical events across every connected system. Exposed through: MCP, APIs, SDKs, Events, BankCentral, BankOps, AI dev tools. Connected to: Core & ledgers, Card processors, PSPs & rails, KYC / KYB, Fraud & AML, Billers, Investments & insurers, FinTechs. ## The control plane for your banking world. Two back-office portals with a single view across every connected system, now with an AI interface. - **Increased control**: One view across all connected systems, and the ability to act on it. - **Reduced risk**: Dependencies on legacy infrastructure are decoupled behind the canonical model. - **Improved insight**: Event-based microservices produce rich data on customer behaviour and system health. ## A platform you control and evolve. From adaptor technology to event management and routing, FutureBank is built to be customized to your requirements and to change with them. ## What's new in “Ferrero”. More flexibility, speed and control for banks and FinTechs, and better ways to use data in the age of AI. - **Play & Pilot modes**: Spin up an instance and simulate a use case with no code, then integrate selected partner capabilities. - **On-demand statements**: Consolidated statements across any core banking and payments system, with fraud-reducing protections. - **Smarter task scheduling**: Compliance reporting, reconciliation and data processing run automatically in the background. - **Stronger security**: Fine-grained end-to-end encryption, with KeyCloak built in and support for compliant OIDC providers. - **Bill payments**: Native bill presentment and payment across multiple providers. - **Back-office upgrades**: Revamped BankOps and BankCentral with improved observability. [Read the release announcement](https://getfuturebank.com/news/platform-release-7) --- Start a conversation about what agentic banking could mean for your bank, beginning with one governed journey. [Let's connect](https://getfuturebank.com/contact) · [Play · Pilot · Build · Run](https://getfuturebank.com/get-started)