# Connect your bank to the AI economy. Canonical: https://getfuturebank.com Last updated: 2026-10-06 Let customers, employees and developers work with your bank through AI, securely connected to your existing banking systems through FutureBank. - **Above**: Agentic experience. - **Underneath**: Deterministic execution. - **AI · Intent**: Customers, employees, developers - **FutureBank**: Governed gateway - **Bank · Execution**: Core, cards, payments, partners [FutureBank MCP for agentic banking](https://getfuturebank.com/developers#mcp) · [Explore agentic banking](https://getfuturebank.com/agentic-banking) · [See the platform](https://getfuturebank.com/platform) ## The interface of banking is changing again. Customers will expect to bank through AI assistants. Employees will expect AI to help them service customers and run platforms. Developers will expect their AI tools to understand banking capabilities directly. Banks need more than APIs. They need a **secure, governed and deterministic bridge** between AI and the banking environment. That's FutureBank. - **Branch**: Banking happens at the counter, on the bank's hours. - **App**: Digital banking moves customer journeys from branches to apps. - **API**: APIs move banking capabilities out of monoliths and into ecosystems. - **Agent**: AI becomes the interface for customers, employees and developers. ## One platform. Three AI experiences. Let customers, employees and developers work with your bank through AI, without giving AI uncontrolled access to your systems. ### For customers: Bring your bank into the customer's AI assistant. Let customers reach approved banking journeys from the AI environment they choose, from checking accounts and cards to making payments and managing beneficiaries. - Accounts, cards, payments and beneficiaries - Customer consent and granular permissions - Agent-initiated actions with approval flows FutureBank checks identity, permissions, limits, consent and approval workflows before a request becomes a banking action. ### For employees: Give every bank employee an AI interface to the bank. BankCentral lets customer service teams investigate and service accounts in conversation. BankOps gives technology and operations teams an AI interface for diagnosing integrations, investigating failures and understanding the banking environment. - Conversational servicing in BankCentral - Integration diagnostics in BankOps - Single view across every connected system Employees act inside role-based permissions, and every query and action is audited. ### For developers: Move from API-first to agent-first development. Give developers MCP access to banking capabilities, plus a RAG-ready knowledge layer covering FutureBank APIs, schemas, integrations and platform documentation. - MCP server for every canonical capability - RAG-ready docs, schemas and integration knowledge - Sandboxes with mock data and simulated payments Sandbox first. Production access follows the same governed path as every other consumer. ## AI needs something reliable to act on. A language model can understand a request. It shouldn't decide how a payment executes against a core banking system. FutureBank is the deterministic layer between the two. 1. **Agentic experience**: Natural language, AI assistants and autonomous workflows for customers, employees and developers. 2. **MCP & Agent Gateway**: Capability discovery, context, permissions and tools. AI gets a governed way to find and use banking capabilities. 3. **Trust & control**: Identity, consent, policies, limits, approvals and audit, all applied before any request becomes a banking action. 4. **Canonical banking model**: Standardized banking capabilities that stay the same whichever provider sits underneath. 5. **Integration & orchestration**: Adaptors, routing, events, transformations, workflows and observability across every connected system. 6. **Bank + partner ecosystem**: Core banking, cards, payments, KYC, fraud, investments, insurance and FinTech partners: the systems that actually deliver. ## AI proposes. FutureBank governs. The bank executes. Every request passes the bank's own controls before FutureBank invokes a deterministic banking capability. Pick a request and watch it go through. [Trust & governance](https://getfuturebank.com/trust) ## Connect your bank to everything. One canonical banking model sits between every interface and every provider. Banks can change the technology underneath without rebuilding the experiences above it. AI becomes one more consumer of that model. - **APIs**: made banking programmable. - **FutureBank**: made those APIs interoperable. - **MCP**: now makes those capabilities accessible to AI. Exposed through: MCP, APIs, SDKs, Events, BankCentral, BankOps, AI dev tools. Connected to: Core & ledgers, Card processors, PSPs & rails, KYC / KYB, Fraud & AML, Billers, Investments & insurers, FinTechs. ## Banking primitives for apps, people and agents. The same standardized capabilities, available through APIs, SDKs, BankCentral, BankOps and MCP, whichever provider sits underneath. [The canonical model](https://getfuturebank.com/platform#canonical-model) - **Onboarding**: Identity, KYC/KYB, verification, customer creation and account opening. - **Accounts & Wallets**: Balances, transactions, account management, wallets and stores of value. - **Cards**: Issuing, activation, controls, limits, transactions and lifecycle management. - **Payments**: Account, card, real-time, cross-border and digital-asset payments, with settlement and reconciliation. - **Beneficiaries & Billers**: Beneficiary management and moving money between stores of value and billers. - **Fraud & Risk**: Fraud, AML and decisioning orchestrated across customer and transaction journeys. - **Investments & Insurance**: Investment, trading, insurance and other financial-product providers through the same model. - **Statements & Data**: On-demand, consolidated statements and a single view of customer across systems. ## Ready-to-launch banking solutions. AI-ready by design. Package the primitives into business outcomes. Every solution is agent-accessible from day one, so there's no separate 'AI product' to buy. [All solutions](https://getfuturebank.com/solutions) - [Neobank Accelerator](https://getfuturebank.com/solutions/neobank-accelerator): Launch a modern digital bank without assembling the entire stack yourself. - [Bank Modernization](https://getfuturebank.com/solutions/bank-modernization): Modernize without betting the bank on a big-bang migration. - [FinTech Enablement](https://getfuturebank.com/solutions/fintech-enablement): Connect once. Expand through an ecosystem. - [Cards as a Service](https://getfuturebank.com/solutions/cards-as-a-service): Issuing, processing, fraud, controls and experiences through one card model. - [Wallet as a Service](https://getfuturebank.com/solutions/wallet-as-a-service): Create and orchestrate wallets and stores of value across your infrastructure. - [Fraud as a Service](https://getfuturebank.com/solutions/fraud-as-a-service): Bring fraud and decisioning providers into every banking journey. ## One platform. An ecosystem of financial technology. The question changes from **“Which vendor does FutureBank use?”** to **“Which combination of providers is right for this bank?”** Core banking, cards, payments, KYC, fraud, investments and insurance are composed around the bank's requirements, from a growing network of pre-integrated providers or the bank's own. [Explore the partner network](https://getfuturebank.com/partners) Provider categories: Core banking, Card issuing & processing, Payments & rails, KYC / KYB, Fraud & AML, Billers, Investments & trading, Insurance. One canonical model across all of them. Change any provider later without rebuilding the experiences above, and every one of them is **available to AI through the same governed layer.** ## Your bank. Your architecture. Your control. FutureBank fits the bank you have and the bank you're becoming. Pick either side of every choice. - Cloud or On-premise - Managed or Self-hosted - Existing core or New core - FutureBank channels or Your own channels - FutureBank partners or Your partners - API-first or Agent-first ## Years of making banking plug-and-play. - **96%** Bank compatibility - **85%** Cost reduction - **100%** FinTech success rate - **80%** API, SDK & app coverage > FutureBank helped us choose the best technology partners so we could launch the most innovative Digital Bank in the Middle East. > — Przemek Henchke, Chief Information Officer, D360 > We were able to integrate and launch a fractional share trading platform into our Retail Digital Banking experience in weeks not months. > — Mark Schoombie, Head of Digital Banking, Bidvest Bank ## Don't start with an AI transformation. Start with one journey. [How engagements work](https://getfuturebank.com/get-started) ### Play: Spin up your instance and simulate Explore with sandboxes, mock data and AI tooling. - Sample onboarding - Mock account data - Payment simulation - MCP & AI tooling - Shared environment - Limited volumes ### Pilot: Select capabilities and integrate Connect one real customer, employee or developer journey. - Integrated features - Onboarding - All platform features - Integrated partners - Own environment - Standard volumes ### Build: Shape your unique solution Integrate it into your production banking environment. - Customized features - Extensibility enabled - All platform features - Integrated partner - Scaled environment - High volumes ### Run: Add capabilities, innovate rapidly Operate governed agentic banking safely at scale. - 100% plug and play - Managed production - All platform features - All partner features - Scaled environment - High volumes --- Start a conversation about what agentic banking could mean for your bank, beginning with one governed journey. [Let's connect](https://getfuturebank.com/contact) · [Play · Pilot · Build · Run](https://getfuturebank.com/get-started)