# From API-first to agent-first.

Canonical: https://getfuturebank.com/developers
Last updated: 2026-10-06

Give your AI tools MCP access to banking capabilities, a knowledge layer that understands FutureBank, and a sandbox with mock data. Build banking software from the inside out.

[Get sandbox access](https://getfuturebank.com/contact?topic=sandbox)

## Your AI tools, fluent in banking.

Connect the FutureBank MCP server to the AI development tools your engineers already use. They can discover capabilities, read the right documentation and call sandbox tools in one session.

- **Discover**: Your AI tools list FutureBank capabilities and tools by domain, with the context to use them correctly.
- **Understand**: A RAG-ready knowledge layer covers FutureBank APIs, schemas, integrations and platform documentation.
- **Act**: Call tools against the sandbox with mock data. Production follows the same governed path as every other consumer.

## Same model through MCP, REST or SDK.

A standard API for internal and external systems across onboarding, accounts, cards, payments, beneficiaries and more. Every API comes with mock data sets and Postman collections with sample requests.

- **Onboarding**: Identity, KYC/KYB, verification, customer creation and account opening.
- **Accounts & Wallets**: Balances, transactions, account management, wallets and stores of value.
- **Cards**: Issuing, activation, controls, limits, transactions and lifecycle management.
- **Payments**: Account, card, real-time, cross-border and digital-asset payments, with settlement and reconciliation.
- **Beneficiaries & Billers**: Beneficiary management and moving money between stores of value and billers.
- **Fraud & Risk**: Fraud, AML and decisioning orchestrated across customer and transaction journeys.
- **Investments & Insurance**: Investment, trading, insurance and other financial-product providers through the same model.
- **Statements & Data**: On-demand, consolidated statements and a single view of customer across systems.

## Connect your core. Build on the network.

The FutureBank sandbox connects your core systems to any integrated system in the partner network, with mock data that simulates production. When you're ready to go live, we'll guide you into production.

- **Log in to BankOps**: Use the developer sandbox credentials to open BankOps, the back-office portal for IT and operations.
- **Add an adaptor**: Navigate to Adaptors and add a new adaptor that connects your core system to FutureBank.
- **Select capabilities**: Choose the capabilities of your core you want to connect, such as balances, transactions or payments.
- **Enable it**: Enable your adaptor in the Adaptor Registry. The anti-corruption pattern checks every selected capability is implemented.
- **Build apps and agents**: Use the standard API, SDKs or MCP. Extensibility routes connect custom endpoints.
- **Observe and service**: Watch adaptor interactions in BankOps, then serve customers from BankCentral.

## Ship the experience, not the plumbing.

Native SDKs and a web application embed financial services directly in customer channels.

- **iOS SDK**: Fully native, for embedding financial services in customer channels.
- **Android SDK**: Fully native, matching the iOS feature set.
- **React web app**: A customizable web application to start from.
- **App templates**: Mobile templates with sample designs to shorten CX/UX cycles.

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Start a conversation about what agentic banking could mean for your bank, beginning with one governed journey. [Let's connect](https://getfuturebank.com/contact) · [Play · Pilot · Build · Run](https://getfuturebank.com/get-started)